I will sort out my finances this year
2006: I will not spend my money frivolously.
2007: I will pay off my bank loan promptly.
2008: I will pay off my bank loans promptly.
2009: I will begin making a strong effort to be out of debt by 2009.
2010: I will be totally out of debt by 2000.
2011: I will try to pay off my debt interest by 2011.
2012: I will try to be out of the country by 2013.