The British Travel Insurance Industry has announced that it will no longer provide cover for British tourists staying in hotels with more than one floor.
This is due to the number of people trying but failing to succeed in the new sport of diving from high balconies straight into the swimming pool or the sea.
A spokesman said that they were currently undertaking detailed risk assessments that might require clients to confirm a past history of excessive drinking, difficulties over personal relationships or sexual activity at high altitude.
They said that claims under the "sporting injuries" category would also be declined unless the hotels could provide evidence of softer landings than tiled concrete floors.