This guy comes on the tube and says how I can save a bunch of money if I switch to another insurance company. I thinks to myself "Yeah, that would be alright." So I write down the number.
The next morning I remember it and give him a call.
After spending an hour on the phone I look at the figures and see that I can maybe save $3 by switching. That isn't worth the hassle of filling out the paperwork.
I take everything, rip it up and throw it in the trash bin.
Boy, did you fall for that one!