Kermit the frog went to his bank one day to apply for a loan. After waiting in the lobby for a few minutes, a moderately attractive woman approached him, introducing herself as Patricia Whack the loan officer. She escorted him to her office and began helping him with his loan application.
"How much would you like to take out for your loan?" she asked.
"About forty thousand would be just fine," Kermit replied.
"Purpose of the loan?" she inquired.
"Home improvements...pest control really, hiring an alligator removal service," Kermit responded.
"And one last thing, Kermit. What will you be using as collateral?" she asked.
"Um, well...all I really have is this." Kermit plopped a small little snow-globe looking thing, that was covered in gaudy frills and designs, onto the table.
"What is that?" she remarked with peculiar disgust.
"It's just a little knick-knack I picked up some time ago, but it's really all that I have." Kermit answered.
"I'm sorry, Kermit. We run a business here and I just can't release that kind of money to somebody if all they have as collateral is some petty bauble."
Kermit tried appealing to her, but the loan officer refused to budge on the matter. Finally, Kermit asked if she could please ask her manager for an exception. The loan officer left the room, taking the bauble Kermit provided as collateral, and walked to the office of the bank president at the end of the hall.
"Excuse me, sir" she said as she got the man's attention. "Sorry to bother you Mr. Peterson, but I have an unusual situation with one of my loan applicants. You see, Kermit the frog is applying for forty thousand dollars and he insists that this...thing is his only collateral." She then profered the item to her boss.
He examined it for a moment then remarked, "It's a knick-knack Patty Whack, give the frog a loan."